Is your car insurance still a good deal?
We price your same coverage at other insurers and give you one plain answer. Sometimes it’s “stay”. That’s a good answer too.
Opening to a few people at a time. No sales calls. We never sell your details.
How it works
- 01You tell us.ZIP, cars, drivers and what you pay, in a chat. About two minutes.
- 02We do the math.Each insurer’s filed rates, applied to your same limits and deductibles.
- 03We keep checking.Only if you say yes. One email before each renewal. Stop any time.
One plain answer
- Stay.Nothing we checked is at least 10% and $100 cheaper per term for your same coverage.
- Take a look.Something is at least 10% and $100 cheaper. Worth ten minutes and a real quote.
- Shop now.Something is at least 20% and $250 cheaper. You’re probably paying too much.
Not sure? We say so, and what was missing.
Insurers don’t pay us to say “switch”.
- No payment changes a verdict, a threshold or the order you see.
- We say who we couldn’t check. Every time.
- Same coverage or it doesn’t count. Less coverage is not a saving.
- We never sell your details. Delete everything whenever you like.
Fair questions
Is this a quote?
No. Other insurers’ prices are estimates worked out from their filed rates. Your current price is the one your insurer gave you. Every number is labeled.
Where does it work?
Car insurance in California today. It isn’t the whole market, and every answer names who we couldn’t check.
When can I use it?
We’re letting people in from the waitlist a few at a time. We’ll email you when it’s your turn.
How do you make money?
Today we don’t. It’s free. If insurers ever pay us, it will be for better data. Never for the verdict, the order you see or your details.
What happens to my email?
We keep your email and ZIP for up to 12 months, only to tell you when it’s your turn. To come off the list, write to hello@insurwatch.app.
Something else? hello@insurwatch.app